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FAQ > Can I get an auto loan with an ITIN number?

When you live in the United States, transportation can be very important. If you do not have an SSN, you may be wondering if it is possible to get approved for a car loan. In most cases, a Social Security number (SSN) is needed to secure an auto loan. That said, there are some cases where people have been able to finance a car loan during the use of a Personal Taxpayer Identification Number (ITIN). These lenders are rare, and you will probably still need them to establish a solid credit history.

How to get approval

It is important to note that the IRS has stated that ITINs are not intended to serve purposes other than federal tax filing. Therefore, obtaining an auto loan with an ITIN is not a guarantee. However, consumers have realized that having an ITIN can be a starting point for building a credit history. Here are some of the possible ways to do this: Secured Credit Cards Unsecured Credit Cards.

Personal Loans

While credit card companies can't refuse just because you have an ITIN, they can deny that if you don't have a credit history. Since secured credit cards do not require a credit history and can be obtained with a cash deposit, you can start building a credit history under this method. If you build a solid enough story, you may then be able to get approval for a card without warranty. From there you may be able to get a personal loan, and then, if you find the right lender, you may be able to qualify for an auto loan.

Contact us today!

Whether or not you are able to secure an auto loan, it is still important to get an ITIN. In ITIN W-7 Application, they make it extremely easy to fill out form W-7 online, among many other things. If you need help understanding ITIN exceptions or are simply asking what you need to get an ITIN number, look no further than ITIN W-7 Application. We specialize in preparing all the documents required for ITIN and will disintegrate the submission process step by step so you know exactly what to do. Contact us today to find out how convenient ITIN online application can be!


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