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FAQ > Can I get a credit card with an ITIN number?

People who do not have a social security card can still be approved for a U.S. credit card. They need to have an ITIN, or an individual tax identification number. Once they get this number, they can begin the process of building a positive credit history with a credit card approval. That's how it works:

  • Fill out an ITIN online application.
  • Look for reputable banks that accept applicants who have an ITIN number.
  • Review your credit history and choose the credit card that works best for you.

The importance of good credit

In the U.S., having a strong credit history is essential to your financial future. If you hope to buy a house or a car for a day, you need a good credit for low-cost loans and a greater chance of being approved. Someone from another country who is a newcomer to the U.S. may have no credit history to talk about, and it is important to build that history as soon as possible. To do this, you can get a credit card, use it responsibly, and pay in full each month.

Start the ITIN application

Over time, your credit file will grow and your reputation as a responsible member of society will continue to expand. Foreigners may be disadvantaged in the credit establishment because they cannot obtain a social security card. An alternative is to apply for an ITIN number and use it for your tax purposes and loan applications.

How to obtain an ITIN number

Today, it is easier than ever to get an ITIN applied online. Simply review the documents that will be submitted to ITIN. Then use the services of to fill out your ITIN application. This time-saving website will allow you to fill out form W 7 online and get closer to your new credit card.

Start the application process right now at and learn more about what documents you need. This way, you can start building your credit history and increase your buying power for the future.


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