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FAQ > Can I buy a house with an ITIN number?

Buying a home is a dream that most people strive for. In the U.S., it is possible to buy a home, even if you do not have a social security number. If you are an alien and are not eligible for a social security number, you can try to get an ITIN, an individual tax identification number. You will need to apply for the ITIN before you start thinking about buying a home. Here's how you can get into your future home with an ITIN number:

  • Establish credit by obtaining credit cards or other loans.
  • Maintain a positive payment history rent for two years or more.
  • Check out the ITIN mortgage loan programs.

Buying a home in the United States

For most people looking to buy a home in the U.S., it is necessary to obtain financing and qualify for a mortgage loan. In order to secure a mortgage, lenders usually require a social security number. Foreigners can work with some banks if they have an ITIN number instead of a social security number. You will need to have completed the ITIN application and established some credit before a lender approves a loan. The ITIN number is also required to complete your IRS tax return each year once you become a homeowner.

The Process ITIN Number

If you are planning ahead for the next few years before buying a home in the U.S., start by researching the ITIN process with Learn more about the documents required for the ITIN. Then go through the website to view the W-7 form instructions. Once your application is complete, you can send the rest of your documents to the IRS through the postal service.

The first step in getting into a home and owning it is to fill out an application for an ITIN. You can make the process easier and less of a headache by following the step-by-step instructions online through this application with


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